How the FundScore works
Every fund gets an explainable score from 0 to 100. It is a weighted blend of six dimensions, each computed from official daily NAV history — no opinions, no black boxes. Missing inputs are renormalised away (absence of data is neutral, never a penalty), and each fund page shows exactly which reasons drove its score.
| Dimension | Weight | What it measures |
|---|---|---|
| Returns | 25% | 1/3/5/10-year CAGR, absolute and relative to the fund's category. Rewards funds that beat peers, not just the market. |
| Consistency | 20% | Share of 3-year rolling windows that were positive and beat the category, plus how tight the spread of rolling returns is. Steady beats lucky. |
| Risk-adjusted | 15% | Sharpe and Sortino ratios and alpha vs benchmark — return earned per unit of risk taken, above the ~6.5% risk-free rate. |
| Downside protection | 15% | Maximum drawdown (worst peak-to-trough fall) and downside capture vs the benchmark. How well the fund protected capital when markets fell. |
| Cost efficiency | 15% | Expense ratio vs category, a Direct-plan bonus, AUM stability and fund-manager tenure. Lower ongoing cost compounds into higher net returns. |
| Portfolio quality | 10% | Sector diversification and top-holding concentration. (Requires a holdings feed; renormalised away when unavailable so it never penalises unfairly.) |
Style weightings
The same fund is scored under several lenses. SIP and Long-term weight consistency and downside protection more heavily; Aggressive tilts toward raw returns; Conservative prioritises capital protection; Tax-saver applies a long-term, cost-aware lens suited to ELSS lock-ins. The wizard and curated lists pick the lens that matches your goal.
Important
The FundScore is a research tool, not a buy/sell recommendation and not SEBI-registered investment advice. It is built entirely from historical data. Past performance does not guarantee future returns. Mutual fund investments are subject to market risk — read all scheme-related documents carefully.