EquitySectoral/ ThematicDirect · Growth
Kotak Rural Opportunities Fund - Direct Plan - Growth
Kotak Mahindra · Scheme 153970
₹9.46▼ 1.55%NAV · 2026-09-24
Average FundScore
AUM
₹807 cr
Expense ratio
0.88%
3Y CAGR
—
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Abhishek BisenExit load: Exit load of 0.5%, if redeemed within 90 Days.
Average · 55/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 14%.
- ✓Max drawdown: -14%
- ✓Expense ratio: 0.88%
- ✓Direct plan: no distributor commission
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe -0.77) — took on risk without enough payoff.
- •Sectoral/ Thematics are inherently higher-risk — best held 7+ years to ride out swings.
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •Sharpe ratio: -0.77
- •Sortino ratio: -1.06
FundScore breakdown
55/100 · Average
Returns
Average
Consistency
Average
Risk-adjusted
Weak
Downside protection
Decent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.