EquitySectoral/ ThematicDirect · Growth
Bajaj Finserv Banking and Financial Services Fund - Direct - Growth
Bajaj Finserv · Scheme 153937
₹9.63▼ 2.36%NAV · 2026-09-24
Decent FundScore
AUM
₹503 cr
Expense ratio
1.14%
3Y CAGR
—
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Nimesh ChandanExit load: Exit load of 1%, if redeemed within 3 months.
Decent · 56/100
A solid option with a few areas worth a closer look.
🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 16%.
- ✓Alpha vs benchmark: +11.8%
- ✓Max drawdown: -16%
- ✓Direct plan: no distributor commission
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe -0.55) — took on risk without enough payoff.
- •Sectoral/ Thematics are inherently higher-risk — best held 7+ years to ride out swings.
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •Sharpe ratio: -0.55
- •Sortino ratio: -0.78
FundScore breakdown
56/100 · Decent
Returns
Average
Consistency
Average
Risk-adjusted
Weak
Downside protection
Decent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.