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Bank of India Mid Cap Fund - Direct Plan Growth

Bank of India · Scheme 153728

10.71 0.00%NAV · 2026-09-18
65
Decent FundScore
Start SIP
AUM
₹733 cr
Expense ratio
1.37%
3Y CAGR
Risk level
High
Min SIP
₹1,000
Benchmark
Nifty Midcap 150 TRI
Fund manager: Alok SinghExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Decent · 65/100

A solid option with a few areas worth a closer look.

🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.

📈 Why it could do well

  • Protects capital well — worst-ever fall was only 12%.
  • Alpha vs benchmark: +9.1%
  • Volatility: 15% annualised
  • Max drawdown: -12%

📉 What could drag it down

  • Weak risk-adjusted returns (Sharpe 0.14) — took on risk without enough payoff.
  • Mid Cap Funds are inherently higher-risk — best held 7+ years to ride out swings.
  • Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
  • Sharpe ratio: 0.14
  • Sortino ratio: 0.19

FundScore breakdown

65/100 · Decent
How it works →
50
Returns
Average
50
Consistency
Average
37
Risk-adjusted
Weak
95
Downside protection
Excellent
62
Cost efficiency
Decent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.