HybridMulti Asset AllocationDirect · Growth
LIC MF Multi Asset Allocation Fund-Direct Plan-Growth
LIC · Scheme 153246
₹12.63▼ 0.03%NAV · 2026-09-18
Decent FundScore
AUM
₹978 cr
Expense ratio
1.08%
3Y CAGR
—
Risk level
Moderately High
Min SIP
₹200
Benchmark
Multi-asset composite index
Fund manager: Sumit BhatnagarExit load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.
Decent · 63/100
A solid option with a few areas worth a closer look.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 14%.
- ✓Volatility: 13% annualised
- ✓Max drawdown: -14%
- ✓Direct plan: no distributor commission
📉 What could drag it down
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •1Y return vs category: -1.5% vs category avg
FundScore breakdown
63/100 · Decent
Returns
Weak
Consistency
Average
Risk-adjusted
Average
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.