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EquityELSSDirect · Growth

BAJAJ FINSERV ELSS TAX SAVER FUND - DIRECT - GROWTH

Bajaj Finserv · Scheme 153201

12.04 0.44%NAV · 2026-09-18
62
Decent FundScore
Start SIP
AUM
₹89 cr
Expense ratio
1.30%
3Y CAGR
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Nimesh ChandanExit load: Nil
Decent · 62/100

A solid option with a few areas worth a closer look.

🎯 Best held for the long term (5+ years) as part of a diversified portfolio.

📈 Why it could do well

  • Protects capital well — worst-ever fall was only 14%.
  • 1Y return vs category: +5.5% vs category avg
  • Alpha vs benchmark: +8.6%
  • Volatility: 13% annualised

📉 What could drag it down

  • Weak risk-adjusted returns (Sharpe 0.49) — took on risk without enough payoff.
  • Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
  • 1Y return: +8.3%
  • Sharpe ratio: 0.49

FundScore breakdown

62/100 · Decent
How it works →
62
Returns
Decent
50
Consistency
Average
50
Risk-adjusted
Average
84
Downside protection
Excellent
54
Cost efficiency
Average
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.