SolutionRetirement FundDirect · Growth
Baroda BNP Paribas Retirement Fund - Direct plan - Growth option
Baroda BNP Paribas · Scheme 152628
₹12.22▼ 0.29%NAV · 2026-09-18
Decent FundScore
AUM
₹401 cr
Expense ratio
1.18%
3Y CAGR
—
Risk level
Moderately High
Min SIP
₹250
Benchmark
Nifty 500 TRI
Fund manager: Vikram PamnaniExit load: Nil
Decent · 59/100
A solid option with a few areas worth a closer look.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 12%.
- ✓1Y return vs category: +3.6% vs category avg
- ✓Volatility: 11% annualised
- ✓Max drawdown: -12%
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.30) — took on risk without enough payoff.
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •1Y return: +7.7%
- •Sharpe ratio: 0.30
FundScore breakdown
59/100 · Decent
Returns
Average
Consistency
Average
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.