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JM Small Cap Fund (Direct) - Growth Option

JM Financial · Scheme 152614

12.08 0.97%NAV · 2026-09-18
70
Decent FundScore
Start SIP
AUM
₹868 cr
Expense ratio
0.95%
3Y CAGR
Risk level
Very High
Min SIP
₹100
Benchmark
Nifty Smallcap 250 TRI
Fund manager: Satish RamanathanExit load: Exit load of 1%, if redeemed within 180 days.
Decent · 70/100

A solid option with a few areas worth a closer look.

🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.

📈 Why it could do well

  • 1Y return: +22.3%
  • Alpha vs benchmark: +8.5%

📉 What could drag it down

  • Weak risk-adjusted returns (Sharpe 0.23) — took on risk without enough payoff.
  • High volatility (21% a year) — expect big swings up and down.
  • Small Cap Funds are inherently higher-risk — best held 7+ years to ride out swings.
  • Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
  • Sharpe ratio: 0.23
  • Sortino ratio: 0.30

FundScore breakdown

70/100 · Decent
How it works →
100
Returns
Excellent
50
Consistency
Average
32
Risk-adjusted
Weak
53
Downside protection
Average
75
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.