SolutionRetirement FundDirect · Growth
PGIM India Retirement Fund - Direct Plan - Growth Option
PGIM India · Scheme 152537
₹13.04▲ 0.15%NAV · 2026-09-18
Average FundScore
AUM
₹106 cr
Expense ratio
1.15%
3Y CAGR
—
Risk level
High
Min SIP
₹1,000
Benchmark
Nifty 500 TRI
Fund manager: Anandha Padmanabhan AnjeneyanExit load: Nil
Average · 49/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 17%.
- ✓Volatility: 14% annualised
- ✓Max drawdown: -17%
- ✓Direct plan: no distributor commission
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.43) — took on risk without enough payoff.
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •1Y return: +5.2%
- •Sharpe ratio: 0.43
FundScore breakdown
49/100 · Average
Returns
Weak
Consistency
Average
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.