HybridMulti Asset AllocationDirect · Growth
Bank of India Multi Asset Allocation Fund-Direct Plan-Growth
Bank of India · Scheme 152396
₹13.19▼ 0.29%NAV · 2026-09-18
Decent FundScore
AUM
₹366 cr
Expense ratio
1.09%
3Y CAGR
—
Risk level
Moderately High
Min SIP
₹1,000
Benchmark
Multi-asset composite index
Fund manager: Nilesh JethaniExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Decent · 70/100
A solid option with a few areas worth a closer look.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 9%.
- ✓1Y return: +15.0%
- ✓Volatility: 9% annualised
- ✓Max drawdown: -9%
📉 What could drag it down
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •Sharpe ratio: 0.62
- •Sortino ratio: 0.72
FundScore breakdown
70/100 · Decent
Returns
Decent
Consistency
Average
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.