OtherSectoral FundDirect · Growth
Groww Banking & Financial Services Fund - Direct Plan - Growth
Groww · Scheme 152254
₹13.61▲ 0.15%NAV · 2026-09-18
Decent FundScore
AUM
₹83 cr
Expense ratio
1.09%
3Y CAGR
—
Risk level
High
Min SIP
₹500
Benchmark
Underlying index
Fund manager: Anupam TiwariExit load: Exit load of 1%, if redeemed within 30 days.
Decent · 66/100
A solid option with a few areas worth a closer look.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 16%.
- ✓1Y return vs category: +4.8% vs category avg
- ✓Max drawdown: -16%
- ✓Direct plan: no distributor commission
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.46) — took on risk without enough payoff.
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •Sharpe ratio: 0.46
- •Sortino ratio: 0.61
FundScore breakdown
66/100 · Decent
Returns
Strong
Consistency
Average
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.