DebtBanking and PSU FundDirect · Growth
Bajaj Finserv Banking and PSU Fund-Direct Plan- Growth
Bajaj Finserv · Scheme 152162
₹12.23▼ 0.08%NAV · 2026-09-18
Decent FundScore
AUM
₹370 cr
Expense ratio
0.35%
3Y CAGR
—
Risk level
Low
Min SIP
₹1,000
Benchmark
CRISIL Banking and PSU Debt Index
Fund manager: Siddharth ChaudharyExit load: Nil
Decent · 61/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 1%.
- ✓Low volatility (1% a year) — a steady, low-drama ride.
- ✓Low cost — 0.35% expense ratio means more of the return stays with you.
- ✓Max drawdown: -1%
📉 What could drag it down
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •1Y return: +5.3%
FundScore breakdown
61/100 · Decent
Returns
Weak
Consistency
Average
Risk-adjusted
Decent
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.