SolutionRetirement FundDirect · Growth
Bandhan Retirement Fund - Direct Plan - Growth
Bandhan · Scheme 152102
₹13.37▼ 0.40%NAV · 2026-09-18
Average FundScore
AUM
₹185 cr
Expense ratio
0.95%
3Y CAGR
—
Risk level
Moderately High
Min SIP
₹100
Benchmark
Nifty 500 TRI
Fund manager: Viraj KulkarniExit load: Nil
Average · 51/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 10%.
- ✓Volatility: 8% annualised
- ✓Max drawdown: -10%
- ✓Expense ratio: 0.95%
📉 What could drag it down
- •Short track record — not enough history yet to judge long-term performance; treat the score as provisional.
- •1Y return: +3.7%
- •Sharpe ratio: 0.51
FundScore breakdown
51/100 · Average
Returns
Weak
Consistency
Average
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.