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HybridEquity SavingsDirect · Growth

LIC MF Equity Savings Fund-Direct Plan-Growth

LIC · Scheme 151952

₹32.78▼ 0.01%NAV · 2026-09-18
50
Average FundScore
Start SIP
AUM
₹38 cr
Expense ratio
1.93%
3Y CAGR
9.7%
Risk level
Moderate
Min SIP
₹200
Benchmark
Nifty Equity Savings Index
Fund manager: Alok RanjanExit load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.
Average · 50/100

Middle-of-the-pack — compare it against better-scored peers.

🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.

📈 Why it could do well

  • ✓Protects capital well — worst-ever fall was only 7%.
  • ✓Volatility: 7% annualised
  • ✓Max drawdown: -7%
  • ✓Direct plan: no distributor commission

📉 What could drag it down

  • •Weak risk-adjusted returns (Sharpe 0.40) — took on risk without enough payoff.
  • •Pricey — 1.93% expense ratio quietly eats into long-term returns.
  • •1Y return: +4.8%
  • •Sharpe ratio: 0.40

FundScore breakdown

50/100 · Average
How it works →
37
Returns
Weak
50
Consistency
Average
34
Risk-adjusted
Weak
100
Downside protection
Excellent
35
Cost efficiency
Weak
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.