EquitySectoral/ ThematicDirect · Growth
Kotak Banking & Financial Services Fund - Direct Plan - Growth
Kotak Mahindra · Scheme 151384
₹17.45▼ 0.52%NAV · 2026-08-05
Decent FundScore
AUM
₹1,487 cr
Expense ratio
0.83%
3Y CAGR
14.9%
Risk level
High
Min SIP
₹100
Benchmark
Nifty 500 TRI
Fund manager: Shibani KurianExit load: 0.5% for redemption within 30 Days
NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | +0.08% |
| 3 Months | +6.37% |
| 6 Months | +2.41% |
| 1 Year | +10.73% |
| 3 Years (CAGR) | +14.90% |
| 5 Years (CAGR) | — |
| 10 Years (CAGR) | — |
| Since Launch | +17.51% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns55
Consistency66
Risk-adjusted55
Downside protection63
Cost efficiency78
Portfolio quality50
Why this fund scores well
- ✓ 3Y CAGR: +14.9%
- ✓ 1Y return vs category: +2.2% vs category avg
- ✓ Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓ Return stability: rolling-return std 1.6%
- ✓ Alpha vs benchmark: +5.7%
What to watch
- • 3Y CAGR vs category: -2.0% vs category avg
- • Beat category: beat category in 12% of windows
- • Sortino ratio: 0.92
Risk metrics
Sharpe ratio
0.72
Sortino ratio
0.92
Volatility
15.88%
Max drawdown
-16.70%
Downside capture
99.10%
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.