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EquitySectoral/ ThematicDirect · Growth

Kotak Banking & Financial Services Fund - Direct Plan - Growth

Kotak Mahindra · Scheme 151384

₹17.20▼ 0.24%NAV · 2026-09-18
60
Decent FundScore
Start SIP
AUM
₹1,556 cr
Expense ratio
0.82%
3Y CAGR
14.9%
Risk level
High
Min SIP
₹100
Benchmark
Nifty 500 TRI
Fund manager: Shibani KurianExit load: 0.5% for redemption within 30 Days
Decent · 60/100

A solid option with a few areas worth a closer look.

🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.

📈 Why it could do well

  • ✓Protects capital well — worst-ever fall was only 17%.
  • ✓3Y CAGR: +14.9%
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive
  • ✓Return stability: rolling-return std 1.6%

📉 What could drag it down

  • •Sectoral/ Thematics are inherently higher-risk — best held 7+ years to ride out swings.
  • •3Y CAGR vs category: -1.5% vs category avg
  • •1Y return: +7.7%

FundScore breakdown

60/100 · Decent
How it works →
47
Returns
Average
66
Consistency
Decent
54
Risk-adjusted
Average
63
Downside protection
Decent
78
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.