DebtLong Duration FundDirect · Growth
HDFC Long Duration Debt Fund - Growth Option - Direct Plan
HDFC · Scheme 151313
₹12.71▼ 0.11%NAV · 2026-09-18
Decent FundScore
AUM
₹2,788 cr
Expense ratio
0.28%
3Y CAGR
6.8%
Risk level
Moderate
Min SIP
₹100
Benchmark
CRISIL Long Duration Debt Index
Fund manager: Dhruv MuchhalExit load: Nil
Decent · 59/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 6%.
- ✓Low volatility (4% a year) — a steady, low-drama ride.
- ✓Low cost — 0.28% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.14) — took on risk without enough payoff.
- •3Y CAGR: +6.8%
- •1Y return: +4.7%
FundScore breakdown
59/100 · Decent
Returns
Weak
Consistency
Strong
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.