OtherCredit Risk FundDirect · Growth
HSBC Credit Risk Fund - Direct Growth
HSBC · Scheme 151045
₹37.69▲ 0.01%NAV · 2026-09-18
Strong FundScore
AUM
₹460 cr
Expense ratio
0.84%
3Y CAGR
11.9%
Risk level
Moderate
Min SIP
₹1,000
Benchmark
CRISIL Credit Risk Index
Fund manager: Jalpan ShahExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
Strong · 76/100
A high-quality fund that scores well on the factors that matter.
🎯 A dependable core holding for long-term SIP investors.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 0%.
- ✓Low volatility (6% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Beat category: beat category in 100% of windows
- ✓Sortino ratio: 8.33
📉 What could drag it down
- •1Y return: +6.8%
- •1Y return vs category: -0.9% vs category avg
FundScore breakdown
76/100 · Strong
Returns
Average
Consistency
Excellent
Risk-adjusted
Strong
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.