SolutionRetirement FundDirect · Growth
Union Retirement Fund - Direct Plan - Growth Option
Union · Scheme 150554
₹17.76▼ 0.17%NAV · 2026-09-18
Strong FundScore
AUM
₹210 cr
Expense ratio
1.37%
3Y CAGR
15.6%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Vinay PahariaExit load: Nil
Strong · 77/100
A high-quality fund that scores well on the factors that matter.
🎯 A dependable core holding for long-term SIP investors.
📈 Why it could do well
- ✓Compounding well recently — 15.6% CAGR over 3 years.
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 18%.
- ✓3Y CAGR: +15.6%
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •No major red flags on our data — but all mutual funds carry market risk.
FundScore breakdown
77/100 · Strong
Returns
Excellent
Consistency
Excellent
Risk-adjusted
Average
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.