EquitySectoral/ ThematicDirect · Growth
ITI Banking and Financial Services Fund - Direct Plan - Growth Option
ITI · Scheme 149321
₹17.89▲ 0.16%NAV · 2026-08-05
Decent FundScore
AUM
₹381 cr
Expense ratio
1.12%
3Y CAGR
13.7%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Pradeep GokhaleExit load: Exit load of 0.50%, if redeemed within 3 months.
NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | -0.16% |
| 3 Months | +3.41% |
| 6 Months | +0.77% |
| 1 Year | +12.47% |
| 3 Years (CAGR) | +13.72% |
| 5 Years (CAGR) | — |
| 10 Years (CAGR) | — |
| Since Launch | +12.55% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns54
Consistency66
Risk-adjusted38
Downside protection61
Cost efficiency64
Portfolio quality50
Why this fund scores well
- ✓ 3Y CAGR: +13.7%
- ✓ 1Y return vs category: +3.9% vs category avg
- ✓ Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓ Return stability: rolling-return std 2.6%
- ✓ Alpha vs benchmark: +3.6%
What to watch
- • 3Y CAGR vs category: -3.2% vs category avg
- • Beat category: beat category in 24% of windows
- • Sharpe ratio: 0.43
- • Sortino ratio: 0.55
Risk metrics
Sharpe ratio
0.43
Sortino ratio
0.55
Volatility
16.22%
Max drawdown
-16.72%
Downside capture
101.60%
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.