EquityFocused FundDirect · Growth
UTI Focused Fund - Direct Plan - Growth Option
UTI · Scheme 149091
₹16.90▼ 0.33%NAV · 2026-09-18
Average FundScore
AUM
₹2,413 cr
Expense ratio
1.02%
3Y CAGR
12.7%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Sudhanshu AsthanaExit load: Exit load of 1% if redeemed within 365 days.
Average · 54/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 19%.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 2.5%
- ✓Alpha vs benchmark: +4.8%
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.38) — took on risk without enough payoff.
- •3Y CAGR vs category: -2.2% vs category avg
- •1Y return: +3.4%
FundScore breakdown
54/100 · Average
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Strong
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.