SolutionRetirement FundDirect · Growth
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth
SBI · Scheme 148690
₹16.46▼ 0.20%NAV · 2026-08-05
Decent FundScore
AUM
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Expense ratio
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3Y CAGR
7.9%
Risk (SEBI)
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Min SIP
—
Benchmark
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NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | +0.54% |
| 3 Months | +3.51% |
| 6 Months | +2.52% |
| 1 Year | +3.39% |
| 3 Years (CAGR) | +7.92% |
| 5 Years (CAGR) | +8.68% |
| 10 Years (CAGR) | — |
| Since Launch | +9.45% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns25
Consistency66
Risk-adjusted42
Downside protection100
Cost efficiency80
Portfolio quality50
Why this fund scores well
- ✓ Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓ Return stability: rolling-return std 1.5%
- ✓ Volatility: 6% annualised
- ✓ Max drawdown: -7%
- ✓ Direct plan: no distributor commission
What to watch
- • 3Y CAGR: +7.9%
- • 3Y CAGR vs category: -2.8% vs category avg
- • Beat category: beat category in 5% of windows
- • Sharpe ratio: 0.54
Risk metrics
Sharpe ratio
0.54
Sortino ratio
0.70
Volatility
5.62%
Max drawdown
-6.87%
Downside capture
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SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.