SolutionRetirement FundDirect · Growth
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth
SBI · Scheme 148690
₹16.47▼ 0.37%NAV · 2026-09-18
Decent FundScore
AUM
₹256 cr
Expense ratio
1.24%
3Y CAGR
8.0%
Risk level
Moderate
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Dinesh AhujaExit load: Nil
Decent · 55/100
A solid option with a few areas worth a closer look.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 7%.
- ✓Low volatility (6% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 1.6%
📉 What could drag it down
- •3Y CAGR: +8.0%
- •3Y CAGR vs category: -2.9% vs category avg
FundScore breakdown
55/100 · Decent
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.