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SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth

SBI · Scheme 148685

21.06 0.43%NAV · 2026-09-18
72
Strong FundScore
Start SIP
AUM
₹1,629 cr
Expense ratio
1.19%
3Y CAGR
11.3%
Risk level
Moderately High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Dinesh AhujaExit load: Nil
Strong · 72/100

A high-quality fund that scores well on the factors that matter.

🎯 A dependable core holding for long-term SIP investors.

📈 Why it could do well

  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Protects capital well — worst-ever fall was only 14%.
  • 5Y CAGR vs category: +2.8% vs category avg
  • 1Y return vs category: +2.7% vs category avg
  • Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • 1Y return: +6.8%
  • Sortino ratio: 0.92

FundScore breakdown

72/100 · Strong
How it works →
56
Returns
Decent
98
Consistency
Excellent
48
Risk-adjusted
Average
94
Downside protection
Excellent
68
Cost efficiency
Decent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.