SolutionRetirement FundDirect · Growth
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth
SBI · Scheme 148683
₹21.93▼ 0.51%NAV · 2026-09-18
Decent FundScore
AUM
₹3,159 cr
Expense ratio
1.11%
3Y CAGR
10.8%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Dinesh AhujaExit load: Nil
Decent · 70/100
A solid option with a few areas worth a closer look.
🎯 A dependable core holding for long-term SIP investors.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 18%.
- ✓5Y CAGR vs category: +3.2% vs category avg
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Beat category: beat category in 82% of windows
📉 What could drag it down
- •1Y return: +4.1%
- •Sharpe ratio: 0.66
FundScore breakdown
70/100 · Decent
Returns
Average
Consistency
Excellent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.