EquityFlexi Cap FundDirect · Growth
BANK OF INDIA Flexi Cap Fund Direct Plan -Growth
Bank of India · Scheme 148404
₹42.66▲ 0.19%NAV · 2026-09-18
Excellent FundScore
AUM
₹2,786 cr
Expense ratio
0.86%
3Y CAGR
22.3%
Risk level
High
Min SIP
₹1,000
Benchmark
Nifty 500 TRI
Fund manager: Alok SinghExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Excellent · 85/100
A standout fund on our data — strong across almost every dimension.
🎯 A dependable core holding for long-term SIP investors.
📈 Why it could do well
- ✓Strong long-term record — 18.1% CAGR over 5 years.
- ✓Compounding well recently — 22.3% CAGR over 3 years.
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓3Y CAGR: +22.3%
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •No major red flags on our data — but all mutual funds carry market risk.
FundScore breakdown
85/100 · Excellent
Returns
Excellent
Consistency
Excellent
Risk-adjusted
Strong
Downside protection
Decent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.