DebtFloater FundDirect · Growth
KOTAK FLOATING RATE FUND-DIRECT PLAN-GROWTH OPTION
Kotak Mahindra · Scheme 147269
₹1,665.56▼ 0.01%NAV · 2026-09-18
Decent FundScore
AUM
₹3,102 cr
Expense ratio
0.25%
3Y CAGR
7.9%
Risk level
Low to Moderate
Min SIP
₹100
Benchmark
CRISIL Short Duration Debt Index
Fund manager: Deepak AgrawalExit load: Nil
Decent · 62/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 2%.
- ✓Low volatility (2% a year) — a steady, low-drama ride.
- ✓Low cost — 0.25% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •3Y CAGR: +7.9%
- •5Y CAGR: +6.8%
FundScore breakdown
62/100 · Decent
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.