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DebtLiquid FundDirect · Growth

ITI Liquid Fund - Direct Plan - Growth Option

ITI · Scheme 147157

₹1,468.11▲ 0.02%NAV · 2026-09-18
56
Decent FundScore
Start SIP
AUM
₹48 cr
Expense ratio
0.16%
3Y CAGR
6.7%
Risk level
Low
Min SIP
₹500
Benchmark
CRISIL Liquid Debt Index
Fund manager: George Heber JosephExit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050%
Decent · 56/100

A solid option with a few areas worth a closer look.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • ✓Protects capital well — worst-ever fall was only 0%.
  • ✓Low volatility (0% a year) — a steady, low-drama ride.
  • ✓Low cost — 0.16% expense ratio means more of the return stays with you.
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • •Weak risk-adjusted returns (Sharpe -13.36) — took on risk without enough payoff.
  • •3Y CAGR: +6.7%
  • •5Y CAGR: +6.1%

FundScore breakdown

56/100 · Decent
How it works →
28
Returns
Weak
66
Consistency
Decent
25
Risk-adjusted
Weak
100
Downside protection
Excellent
80
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.