SolutionRetirement FundDirect · Growth
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
Aditya Birla Sun Life · Scheme 146930
₹21.86▼ 0.31%NAV · 2026-09-18
Decent FundScore
AUM
₹116 cr
Expense ratio
1.12%
3Y CAGR
12.7%
Risk level
Moderately High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Ajay GargExit load: Nil
Decent · 57/100
A solid option with a few areas worth a closer look.
🎯 A dependable core holding for long-term SIP investors.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓1Y return vs category: +1.9% vs category avg
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.41) — took on risk without enough payoff.
- •1Y return: +6.0%
- •Beat category: beat category in 51% of windows
FundScore breakdown
57/100 · Decent
Returns
Average
Consistency
Strong
Risk-adjusted
Weak
Downside protection
Decent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.