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ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option

ICICI Prudential · Scheme 146716

20.40 0.09%NAV · 2026-09-18
63
Decent FundScore
Start SIP
AUM
₹97 cr
Expense ratio
1.05%
3Y CAGR
11.0%
Risk level
Moderate
Min SIP
₹100
Benchmark
Nifty 500 TRI
Fund manager: Mrinal SinghExit load: Nil
Decent · 63/100

A solid option with a few areas worth a closer look.

🎯 Best held for the long term (5+ years) as part of a diversified portfolio.

📈 Why it could do well

  • Protects capital well — worst-ever fall was only 10%.
  • Low volatility (5% a year) — a steady, low-drama ride.
  • 1Y return vs category: +3.8% vs category avg
  • Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • 1Y return: +7.9%
  • Beat category: beat category in 4% of windows

FundScore breakdown

63/100 · Decent
How it works →
45
Returns
Average
66
Consistency
Decent
52
Risk-adjusted
Average
100
Downside protection
Excellent
61
Cost efficiency
Decent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.