SolutionRetirement FundDirect · Growth
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth
Aditya Birla Sun Life · Scheme 146575
₹25.63▼ 0.21%NAV · 2026-09-18
Decent FundScore
AUM
₹473 cr
Expense ratio
1.35%
3Y CAGR
17.6%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Ajay GargExit load: Nil
Decent · 68/100
A solid option with a few areas worth a closer look.
🎯 A dependable core holding for long-term SIP investors.
📈 Why it could do well
- ✓Compounding well recently — 17.6% CAGR over 3 years.
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓3Y CAGR: +17.6%
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.49) — took on risk without enough payoff.
- •Sharpe ratio: 0.49
- •Sortino ratio: 0.57
FundScore breakdown
68/100 · Decent
Returns
Excellent
Consistency
Excellent
Risk-adjusted
Weak
Downside protection
Average
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.