EquitySmall Cap FundDirect · Growth
BANK OF INDIA Small Cap Fund Direct Plan Growth
Bank of India · Scheme 145678
₹65.69▲ 0.43%NAV · 2026-09-18
Excellent FundScore
AUM
₹2,820 cr
Expense ratio
0.72%
3Y CAGR
24.4%
Risk level
High
Min SIP
₹1,000
Benchmark
Nifty Smallcap 250 TRI
Fund manager: Ajay KhandelwalExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Excellent · 84/100
A standout fund on our data — strong across almost every dimension.
🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.
📈 Why it could do well
- ✓Strong long-term record — 21.5% CAGR over 5 years.
- ✓Compounding well recently — 24.4% CAGR over 3 years.
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓3Y CAGR: +24.4%
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Small Cap Funds are inherently higher-risk — best held 7+ years to ride out swings.
FundScore breakdown
84/100 · Excellent
Returns
Excellent
Consistency
Excellent
Risk-adjusted
Decent
Downside protection
Decent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.