DebtOvernight FundDirect · Growth
ADITYA BIRLA SUN LIFE OVERNIGHT FUND-DIRECT PLAN-GROWTH
Aditya Birla Sun Life · Scheme 145486
₹1,485.51▲ 0.01%NAV · 2026-09-18
Average FundScore
AUM
₹9,747 cr
Expense ratio
0.09%
3Y CAGR
6.1%
Risk level
Very High
Min SIP
—
Benchmark
CRISIL Overnight Index
Fund manager: Kaustubh GuptaExit load: Nil
Average · 50/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 0%.
- ✓Low cost — 0.09% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Max drawdown: -0%
📉 What could drag it down
- •Returns have been uneven across periods — less predictable than peers.
- •Weak risk-adjusted returns (Sharpe 0.32) — took on risk without enough payoff.
- •High volatility (3150% a year) — expect big swings up and down.
- •3Y CAGR: +6.1%
- •5Y CAGR: +5.7%
FundScore breakdown
50/100 · Average
Returns
Weak
Consistency
Weak
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.