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Tata Small Cap Fund-Direct Plan-Growth

Tata · Scheme 145206

44.47 0.04%NAV · 2026-09-18
66
Decent FundScore
Start SIP
AUM
₹12,696 cr
Expense ratio
0.51%
3Y CAGR
13.4%
Risk level
High
Min SIP
₹100
Benchmark
Nifty Smallcap 250 TRI
Fund manager: Chandraprakash PadiyarExit load: Exit load of 0.50%, if redeemed within 30 days.
Decent · 66/100

A solid option with a few areas worth a closer look.

🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.

📈 Why it could do well

  • Strong long-term record — 15.6% CAGR over 5 years.
  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Low cost — 0.51% expense ratio means more of the return stays with you.
  • 3Y CAGR: +13.4%
  • 5Y CAGR: +15.6%
  • Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • Down 0.6% over the last year — currently out of favour.
  • Small Cap Funds are inherently higher-risk — best held 7+ years to ride out swings.
  • 3Y CAGR vs category: -4.6% vs category avg
  • 5Y CAGR vs category: -2.5% vs category avg

FundScore breakdown

66/100 · Decent
How it works →
36
Returns
Weak
90
Consistency
Excellent
60
Risk-adjusted
Decent
69
Downside protection
Decent
87
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.