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DebtUltra Short Duration FundDirect · Growth

HDFC Ultra Short Term Fund - Direct Plan-Growth Option

HDFC · Scheme 145034

₹16.62▲ 0.01%NAV · 2026-09-18
60
Decent FundScore
Start SIP
AUM
₹16,678 cr
Expense ratio
0.39%
3Y CAGR
7.3%
Risk level
Low
Min SIP
₹100
Benchmark
CRISIL Ultra Short Duration Debt Index
Fund manager: Anil Bamboli, Rakesh VyasExit load: Nil
Decent · 60/100

A solid option with a few areas worth a closer look.

🎯 Suited to short-to-medium horizons and investors wanting stability over growth.

📈 Why it could do well

  • ✓Protects capital well — worst-ever fall was only 1%.
  • ✓Low volatility (1% a year) — a steady, low-drama ride.
  • ✓Low cost — 0.39% expense ratio means more of the return stays with you.
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • •Weak risk-adjusted returns (Sharpe 0.35) — took on risk without enough payoff.
  • •3Y CAGR: +7.2%
  • •5Y CAGR: +6.5%

FundScore breakdown

60/100 · Decent
How it works →
31
Returns
Weak
66
Consistency
Decent
29
Risk-adjusted
Weak
100
Downside protection
Excellent
90
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.