DebtLow Duration FundDirect · Growth
JM Low Duration Fund (Direct) - Growth
JM Financial · Scheme 143612
₹40.90 0.00%NAV · 2026-09-18
Decent FundScore
AUM
₹219 cr
Expense ratio
0.40%
3Y CAGR
7.3%
Risk level
Moderately High
Min SIP
₹100
Benchmark
CRISIL Low Duration Debt Index
Fund manager: Vikas AgarwalExit load: Nil
Decent · 57/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 15%.
- ✓Low cost — 0.40% expense ratio means more of the return stays with you.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Volatility: 8% annualised
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.00) — took on risk without enough payoff.
- •3Y CAGR: +7.3%
- •5Y CAGR: +6.4%
FundScore breakdown
57/100 · Decent
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.