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HybridAggressive Hybrid FundDirect · Growth

BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN GROWTH

Bank of India · Scheme 139527

₹47.57▲ 0.04%NAV · 2026-09-18
70
Strong FundScore
Start SIP
AUM
₹1,695 cr
Expense ratio
0.90%
3Y CAGR
19.2%
Risk level
High
Min SIP
₹1,000
Benchmark
CRISIL Hybrid 35+65 - Aggressive Index
Fund manager: Alok Singh, Ajay KhandelwalExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Strong · 70/100

A high-quality fund that scores well on the factors that matter.

🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.

📈 Why it could do well

  • ✓Strong long-term record — 16.0% CAGR over 5 years.
  • ✓Compounding well recently — 19.2% CAGR over 3 years.
  • ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • ✓3Y CAGR: +19.2%
  • ✓Positive 3Y windows: 96% of rolling 3Y windows positive

📉 What could drag it down

  • •Sortino ratio: 0.84

FundScore breakdown

70/100 · Strong
How it works →
93
Returns
Excellent
78
Consistency
Strong
43
Risk-adjusted
Weak
43
Downside protection
Weak
76
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.