HybridEquity SavingsDirect · Growth
PGIM India Equity Savings Fund - Direct Plan - Growth
PGIM India · Scheme 138376
₹58.62▼ 0.03%NAV · 2026-09-18
Average FundScore
AUM
₹60 cr
Expense ratio
1.10%
3Y CAGR
7.2%
Risk level
Moderate
Min SIP
₹1,000
Benchmark
Nifty Equity Savings Index
Fund manager: Abhisek Bahinipati, Alok AgarwalExit load: Nil
Average · 52/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 16%.
- ✓Low volatility (5% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 1.8%
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.32) — took on risk without enough payoff.
- •3Y CAGR: +7.2%
- •3Y CAGR vs category: -1.8% vs category avg
FundScore breakdown
52/100 · Average
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.