SolutionRetirement FundDirect · Growth
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan
HDFC · Scheme 136464
₹43.51▼ 0.46%NAV · 2026-08-05
Decent FundScore
AUM
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Expense ratio
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3Y CAGR
9.4%
Risk (SEBI)
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Min SIP
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Benchmark
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NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | +1.24% |
| 3 Months | +2.95% |
| 6 Months | -2.56% |
| 1 Year | -0.11% |
| 3 Years (CAGR) | +9.38% |
| 5 Years (CAGR) | +10.43% |
| 10 Years (CAGR) | +13.49% |
| Since Launch | +15.13% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns41
Consistency89
Risk-adjusted50
Downside protection64
Cost efficiency80
Portfolio quality50
Why this fund scores well
- ✓ 10Y CAGR: +13.5%
- ✓ 10Y CAGR vs category: +2.8% vs category avg
- ✓ Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓ Beat category: beat category in 70% of windows
- ✓ Volatility: 11% annualised
What to watch
- • 3Y CAGR vs category: -1.4% vs category avg
- • 1Y return: -0.1%
- • Sortino ratio: 0.92
Risk metrics
Sharpe ratio
0.79
Sortino ratio
0.92
Volatility
10.85%
Max drawdown
-27.50%
Downside capture
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SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.