SolutionRetirement FundDirect · Growth
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan
HDFC · Scheme 136094
₹56.99▼ 0.52%NAV · 2026-08-05
Decent FundScore
AUM
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Expense ratio
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3Y CAGR
11.6%
Risk (SEBI)
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Min SIP
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Benchmark
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NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | +1.76% |
| 3 Months | +3.90% |
| 6 Months | -2.51% |
| 1 Year | +0.61% |
| 3 Years (CAGR) | +11.60% |
| 5 Years (CAGR) | +13.76% |
| 10 Years (CAGR) | +16.21% |
| Since Launch | +18.15% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns62
Consistency83
Risk-adjusted48
Downside protection47
Cost efficiency80
Portfolio quality50
Why this fund scores well
- ✓ 5Y CAGR: +13.8%
- ✓ 5Y CAGR vs category: +3.8% vs category avg
- ✓ Positive 3Y windows: 98% of rolling 3Y windows positive
- ✓ Beat category: beat category in 73% of windows
- ✓ Volatility: 14% annualised
What to watch
- • 1Y return: +0.6%
- • 1Y return vs category: -3.5% vs category avg
- • Sortino ratio: 0.95
Risk metrics
Sharpe ratio
0.82
Sortino ratio
0.95
Volatility
14.04%
Max drawdown
-34.89%
Downside capture
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SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.