HybridEquity SavingsDirect · Growth
SBI Equity Savings Fund - Direct Plan - Growth
SBI · Scheme 134643
₹27.50▲ 0.02%NAV · 2026-09-18
Decent FundScore
AUM
₹5,558 cr
Expense ratio
1.47%
3Y CAGR
9.0%
Risk level
Moderate
Min SIP
₹500
Benchmark
Nifty Equity Savings Index
Fund manager: Ruchit Mehta, Neeraj KumarExit load: Exit load of 0.10% if redeemed within 15 days.
Decent · 58/100
A solid option with a few areas worth a closer look.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 19%.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 2.5%
- ✓Volatility: 7% annualised
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.45) — took on risk without enough payoff.
- •5Y CAGR: +8.7%
- •1Y return: +4.0%
FundScore breakdown
58/100 · Decent
Returns
Weak
Consistency
Strong
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.