DebtMedium Duration FundDirect · Growth
UTI Medium Duration Fund - Direct Plan - Growth Option
UTI · Scheme 134503
₹20.80▼ 0.06%NAV · 2026-09-18
Average FundScore
AUM
₹38 cr
Expense ratio
0.84%
3Y CAGR
7.2%
Risk level
Low to Moderate
Min SIP
₹500
Benchmark
CRISIL Medium Duration Debt Index
Fund manager: Amandeep Chopra, Ritesh NambiarExit load: For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Average · 54/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Protects capital well — worst-ever fall was only 5%.
- ✓Low volatility (2% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 1.7%
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.11) — took on risk without enough payoff.
- •3Y CAGR: +7.2%
- •3Y CAGR vs category: -1.2% vs category avg
FundScore breakdown
54/100 · Average
Returns
Weak
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.