DebtCredit Risk FundDirect · Growth
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth
Aditya Birla Sun Life · Scheme 134387
₹28.10▼ 0.05%NAV · 2026-09-18
Strong FundScore
AUM
₹1,532 cr
Expense ratio
0.80%
3Y CAGR
13.3%
Risk level
Low to Moderate
Min SIP
₹100
Benchmark
CRISIL Credit Risk Index
Fund manager: Maneesh Dangi, Sunaina da CunhaExit load: Exit load of 1%, if redeemed within 1 Year.
Strong · 76/100
A high-quality fund that scores well on the factors that matter.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 4%.
- ✓Low volatility (3% a year) — a steady, low-drama ride.
- ✓3Y CAGR: +13.3%
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
📉 What could drag it down
- •Beat category: beat category in 53% of windows
FundScore breakdown
76/100 · Strong
Returns
Decent
Consistency
Strong
Risk-adjusted
Decent
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.