SolutionRetirement FundDirect · Growth
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option
Nippon India · Scheme 133568
₹33.20▼ 0.22%NAV · 2026-09-18
Average FundScore
AUM
₹3,135 cr
Expense ratio
1.28%
3Y CAGR
13.6%
Risk level
High
Min SIP
₹500
Benchmark
Nifty 500 TRI
Fund manager: Sanjay Parekh, Anju Chajjer, Jahnvee ShahExit load: Nil
Average · 47/100
Middle-of-the-pack — compare it against better-scored peers.
🎯 Best held for the long term (5+ years) as part of a diversified portfolio.
📈 Why it could do well
- ✓3Y CAGR: +13.6%
- ✓Positive 3Y windows: 90% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.33) — took on risk without enough payoff.
- •Can fall sharply — dropped 45% in its worst stretch. Stomach needed.
- •1Y return: +2.7%
- •1Y return vs category: -1.4% vs category avg
FundScore breakdown
47/100 · Average
Returns
Decent
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Weak
Cost efficiency
Decent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.