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HybridEquity SavingsDirect · Growth

Kotak Equity Savings Fund - Direct - Growth

Kotak Mahindra · Scheme 131373

₹30.77▼ 0.17%NAV · 2026-09-18
66
Decent FundScore
Start SIP
AUM
₹10,410 cr
Expense ratio
1.07%
3Y CAGR
11.0%
Risk level
Moderate
Min SIP
₹100
Benchmark
Nifty Equity Savings Index
Fund manager: Abhishek Bisen, Deepak GuptaExit load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
Decent · 66/100

A solid option with a few areas worth a closer look.

🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.

📈 Why it could do well

  • ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • ✓Protects capital well — worst-ever fall was only 16%.
  • ✓Low volatility (6% a year) — a steady, low-drama ride.
  • ✓3Y CAGR vs category: +2.0% vs category avg
  • ✓5Y CAGR vs category: +2.7% vs category avg
  • ✓Positive 3Y windows: 100% of rolling 3Y windows positive

📉 What could drag it down

  • •1Y return: +6.7%
  • •Beat category: beat category in 54% of windows

FundScore breakdown

66/100 · Decent
How it works →
54
Returns
Average
78
Consistency
Strong
43
Risk-adjusted
Weak
90
Downside protection
Excellent
71
Cost efficiency
Strong
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.