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Union Small Cap Fund - Direct Plan - Growth Option

Union · Scheme 129649

67.59 0.61%NAV · 2026-09-18
64
Decent FundScore
Start SIP
AUM
Expense ratio
3Y CAGR
20.3%
Risk level
High
Min SIP
Benchmark
Nifty Smallcap 250 TRI
Decent · 64/100

A solid option with a few areas worth a closer look.

🎯 For aggressive investors with a 7+ year horizon who can tolerate sharp ups and downs.

📈 Why it could do well

  • Strong long-term record — 18.9% CAGR over 5 years.
  • Compounding well recently — 20.3% CAGR over 3 years.
  • 3Y CAGR: +20.3%
  • Positive 3Y windows: 94% of rolling 3Y windows positive

📉 What could drag it down

  • Returns have been uneven across periods — less predictable than peers.
  • Can fall sharply — dropped 45% in its worst stretch. Stomach needed.
  • Small Cap Funds are inherently higher-risk — best held 7+ years to ride out swings.
  • Beat category: beat category in 37% of windows
  • Sharpe ratio: 0.65

FundScore breakdown

64/100 · Decent
How it works →
83
Returns
Excellent
44
Consistency
Weak
51
Risk-adjusted
Average
54
Downside protection
Average
80
Cost efficiency
Excellent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.