HybridConservative Hybrid FundDirect · Growth
UTI Conservative Hybrid Fund - Direct Plan - Monthly Payment Option
UTI · Scheme 120790
₹76.24▼ 0.17%NAV · 2026-09-18
Decent FundScore
AUM
—
Expense ratio
—
3Y CAGR
8.7%
Risk level
Moderate
Min SIP
—
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Decent · 63/100
A solid option with a few areas worth a closer look.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 14%.
- ✓Low volatility (5% a year) — a steady, low-drama ride.
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Return stability: rolling-return std 2.5%
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.48) — took on risk without enough payoff.
- •3Y CAGR: +8.7%
- •5Y CAGR: +8.3%
FundScore breakdown
63/100 · Decent
Returns
Weak
Consistency
Excellent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.