DebtOvernight FundDirect · Growth
UTI - Overnight Fund - Direct Plan - Growth Option
UTI · Scheme 120785
₹3,752.51▲ 0.01%NAV · 2026-08-05
Decent FundScore
AUM
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Expense ratio
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3Y CAGR
6.2%
Risk level
Very High
Min SIP
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Benchmark
CRISIL Overnight Index
NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | +0.42% |
| 3 Months | +1.29% |
| 6 Months | +2.57% |
| 1 Year | +5.33% |
| 3 Years (CAGR) | +6.15% |
| 5 Years (CAGR) | +5.67% |
| 10 Years (CAGR) | +67.14% |
| Since Launch | +49.18% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns44
Consistency64
Risk-adjusted36
Downside protection100
Cost efficiency80
Portfolio quality50
Why this fund scores well
- ✓ 10Y CAGR: +67.1%
- ✓ 10Y CAGR vs category: +61.8% vs category avg
- ✓ Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓ Beat category: beat category in 72% of windows
- ✓ Sortino ratio: 598.80
What to watch
- • 3Y CAGR: +6.2%
- • 5Y CAGR: +5.7%
- • Return stability: rolling-return std 174.7%
- • Sharpe ratio: 0.26
Risk metrics
Sharpe ratio
0.26
Sortino ratio
598.80
Volatility
2548.49%
Max drawdown
-0.82%
Downside capture
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SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.