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HybridConservative Hybrid FundDirect · Growth

UTI Conservative Hybrid Fund - Direct Plan - Growth Option

UTI · Scheme 120779

77.51 0.17%NAV · 2026-09-18
64
Decent FundScore
Start SIP
AUM
₹1,661 cr
Expense ratio
1.29%
3Y CAGR
8.7%
Risk level
Moderate
Min SIP
₹500
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Fund manager: Amandeep Chopra, Ajay TyagiExit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
Decent · 64/100

A solid option with a few areas worth a closer look.

🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.

📈 Why it could do well

  • Very consistent — delivers dependably across market cycles, ideal for SIPs.
  • Protects capital well — worst-ever fall was only 14%.
  • Low volatility (5% a year) — a steady, low-drama ride.
  • Positive 3Y windows: 100% of rolling 3Y windows positive
  • Beat category: beat category in 70% of windows

📉 What could drag it down

  • 3Y CAGR: +8.7%
  • 5Y CAGR: +8.3%

FundScore breakdown

64/100 · Decent
How it works →
34
Returns
Weak
91
Consistency
Excellent
44
Risk-adjusted
Weak
94
Downside protection
Excellent
65
Cost efficiency
Decent
50
Portfolio quality
Average

Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.

SIP return calculator

Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.