SolutionRetirement FundDirect · Growth
UTI Retirement Fund- Direct Plan
UTI · Scheme 120766
₹55.46▼ 0.23%NAV · 2026-08-05
Decent FundScore
AUM
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Expense ratio
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3Y CAGR
10.1%
Risk (SEBI)
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Min SIP
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Benchmark
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NAV Growth
Loading NAV history…
Historical returns
| Period | Return |
|---|---|
| 1 Month | +0.74% |
| 3 Months | +2.96% |
| 6 Months | +1.00% |
| 1 Year | +3.52% |
| 3 Years (CAGR) | +10.08% |
| 5 Years (CAGR) | +9.97% |
| 10 Years (CAGR) | +9.52% |
| Since Launch | +8.54% |
Returns ≥ 1 year are annualised (CAGR); shorter periods are absolute. Past performance does not guarantee future returns.
FundScore breakdown
Six explainable dimensions. How the score works →
Returns36
Consistency64
Risk-adjusted28
Downside protection84
Cost efficiency80
Portfolio quality50
Why this fund scores well
- ✓ Positive 3Y windows: 98% of rolling 3Y windows positive
- ✓ Return stability: rolling-return std 4.0%
- ✓ Volatility: 7% annualised
- ✓ Max drawdown: -19%
- ✓ Direct plan: no distributor commission
What to watch
- • 10Y CAGR vs category: -1.2% vs category avg
- • 1Y return: +3.5%
- • Beat category: beat category in 24% of windows
- • Sharpe ratio: 0.29
Risk metrics
Sharpe ratio
0.29
Sortino ratio
0.28
Volatility
7.48%
Max drawdown
-18.93%
Downside capture
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SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.
Portfolio & holdings
Top holdings, sector allocation and market-cap split require a paid factsheet feed and are coming soon. Everything above is computed from official daily NAV history and is fully real.