DebtDynamic BondDirect · Growth
UTI Dynamic Bond Fund - Direct Plan - Growth Option
UTI · Scheme 120762
₹35.72▲ 0.03%NAV · 2026-09-18
Decent FundScore
AUM
₹421 cr
Expense ratio
0.88%
3Y CAGR
7.7%
Risk level
Moderate
Min SIP
₹500
Benchmark
CRISIL Dynamic Bond Index
Fund manager: Amandeep ChopraExit load: Nil
Decent · 65/100
A solid option with a few areas worth a closer look.
🎯 Suited to short-to-medium horizons and investors wanting stability over growth.
📈 Why it could do well
- ✓Very consistent — delivers dependably across market cycles, ideal for SIPs.
- ✓Protects capital well — worst-ever fall was only 8%.
- ✓Low volatility (4% a year) — a steady, low-drama ride.
- ✓5Y CAGR vs category: +3.1% vs category avg
- ✓Positive 3Y windows: 100% of rolling 3Y windows positive
- ✓Beat category: beat category in 66% of windows
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.40) — took on risk without enough payoff.
- •3Y CAGR: +7.7%
- •10Y CAGR: +7.0%
FundScore breakdown
65/100 · Decent
Returns
Weak
Consistency
Excellent
Risk-adjusted
Weak
Downside protection
Excellent
Cost efficiency
Strong
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.