HybridMulti Asset AllocationDirect · Growth
UTI Multi Asset Allocation Fund - Direct Plan - Growth Option
UTI · Scheme 120760
₹89.44▼ 0.53%NAV · 2026-09-18
Decent FundScore
AUM
₹6,998 cr
Expense ratio
0.73%
3Y CAGR
17.4%
Risk level
Moderately High
Min SIP
₹500
Benchmark
Multi-asset composite index
Fund manager: V SrivatsaExit load: Exit load of 1%, if redeemed within 30 days.
Decent · 60/100
A solid option with a few areas worth a closer look.
🎯 A middle-ground option — some growth with a cushion, good for moderate risk appetite.
📈 Why it could do well
- ✓Compounding well recently — 17.4% CAGR over 3 years.
- ✓3Y CAGR: +17.4%
- ✓5Y CAGR: +14.3%
- ✓Positive 3Y windows: 99% of rolling 3Y windows positive
📉 What could drag it down
- •Weak risk-adjusted returns (Sharpe 0.39) — took on risk without enough payoff.
- •1Y return: +8.6%
- •1Y return vs category: -5.0% vs category avg
FundScore breakdown
60/100 · Decent
Returns
Decent
Consistency
Decent
Risk-adjusted
Weak
Downside protection
Decent
Cost efficiency
Excellent
Portfolio quality
Average
Each dial rates the fund 0–100 on one factor, computed from real NAV history. Fuller & greener = stronger.
SIP return calculator
Back-tested on this fund's actual historical NAVs. Past performance ≠ future returns.